By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

Website Purpose

This website is provided for general informational and communication purposes related to mortgage products, services, and customer inquiries. Content on this website is not a commitment to lend, does not constitute financial, legal, tax, or credit advice, and is not a guarantee of loan approval or specific loan terms.

No Guarantee of Availability or Accuracy

We make reasonable efforts to keep website content current and accurate, but we do not guarantee that all information is complete, accurate, or up to date at all times. Mortgage programs, rates, fees, eligibility requirements, and product availability may change without notice.

No Client or Borrower Relationship by Website Use Alone

Your use of this website, including submitting a contact form or sending an email, does not by itself create a client, borrower, fiduciary, advisory, or other formal business relationship.

User Conduct

You agree not to use this website:

• For any unlawful, fraudulent, or misleading purpose
• To interfere with the operation or security of the website
• To attempt unauthorized access to any part of the website or related systems
• To transmit malicious code, spam, or harmful material

Intellectual Property

Unless otherwise stated, the content, layout, text, graphics, branding, and design elements on this website are owned by or licensed to the website owner and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, modify, republish, or exploit website content without prior written permission.

Third-Party Links and Tools

This website may contain links to third-party websites, calculators, forms, embedded tools, or services. We are not responsible for the content, terms, privacy practices, functionality, or availability of third-party resources.

Disclaimer of Warranties

This website and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, to the fullest extent permitted by law.

Limitation of Liability

To the fullest extent permitted by law, we disclaim liability for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of, or inability to use, this website or any information contained on it.

Indemnification

You agree to indemnify and hold harmless the website owner and its affiliates, representatives, and service providers from claims, liabilities, damages, and expenses arising from your misuse of the website or violation of these Terms of Use.

Changes to These Terms

We may revise these Terms of Use at any time by posting an updated version on this page. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.

Governing Law

These Terms of Use shall be governed by and interpreted in accordance with the laws applicable in the jurisdiction where the business operates, without regard to conflict of law principles.